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Benefits for Partial Disability

If you are not able to perform your job on a full-time basis or you have to reduce the amount of hours you normally work, you can receive partial disability benefits. Under these circumstances, your benefit will be reduced to reflect the earnings you receive while working on a partial disability basis. While you work, you will receive your partial disability earnings, as well as a benefit equal to the proportion of your full-time disability benefit that corresponds to the difference between your previous monthly earnings and your partial disability earnings.

Partial Disability
For example, suppose your disability benefit is $500 and your earnings from working on a partial disability basis are $300. Your partial disability offset would be 60% of $300 or $180. That means, your total monthly income would equal:

    $500 (your full disability benefit)
  Less $180 (your partial disability offset-60% of monthly earnings)
Equals $320 (your partial disability benefit)

Total Monthly Income = $320 + $300 = $620

Read more about:

 

 
Long-Term Disability
Insurance
bullet Employees Covered by the State LTD Plan
bullet Employees Covered by the State Pension Plan
bullet Benefits for Total Disability
bullet Benefits for Successive Disability
bullet Benefits for Partial Disability
bullet Rehabilitation Benefits
bullet Appealing A Claim
What Is Covered
What Is Not Covered
When Coverage Ends
   
Related Forms
level2 bullet Cigna LTD Claim Process
level2 bullet Cigna LTD Claim Form
level2 bullet LTD Insurance Certificate
level2 bullet Hartford LTD Claim Form

Related Links
Cigna


   

Important Legal Information:
Appoquinimink Benefits Online provides only an overview of your benefits from Appoquinimink School District and The State of Delaware. Appoquinimink School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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