Appoquinimink School District Benefits -- What Happens When...?

What Happens When...?

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Program Overview

Medical/Prescription Drugs

Dental

Vision Care

State Group Life Insurance

Life and AD&D Insurance

Long-Term Disability Insurance

Flexible Spending Plan

Employee Assistance Program

Behavioral Health / Emotional Wellbeing

Disability Insurance

Administrative Information

What Happens When...?

You Become Disabled

The chart below illustrates what happens to your benefits when you become disabled:

Plan	What You Need To Do
Dental	You can continue coverage for up to18 months by paying the full cost plus 2%.
Vision Care	You can continue coverage for up to18 months by paying the full cost plus 2%.
Life and Accidental Death & Dismemberment	Your life insurance coverage may continue at no cost to you after you have been disabled for six months, provided you are under age 70. AD&D coverage is discontinued.
Long-Term Disability	Depending on the level of coverage you choose, you may begin to receive benefits after you have been totally disabled for 90, 180 or 360 consecutive days.

What Happens
When...?

	You Are Hired
	You Get Married or Have a Child
	You Become Disabled
	You Retire
	You Die While Employed
	You End Employment

Important Legal Information:
Appoquinimink Benefits Online provides only an overview of your benefits from Appoquinimink School District and The State of Delaware. Appoquinimink School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.