Colonial Benefits -- Program Overview

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About Your Benefits
	Program Overview
Your State Benefits
	Medical/Prescription Drugs
	Life Lines
	State Group Life Insurance
	Flexible Spending Accounts
	Employee Assistance Program
	Wellness
	Disability Insurance
Your School District Benefits
	Dental
	Vision Care
	Life and AD&D Insurance
	What Happens When...?
	Other Important Information

Program Overview
Flex Credits

As a School District employee, you receive two local flex credits: The first flex credit (OptnFlexCr) may only be used for the State's health plan. The second flex credit (ProgFlexCr) may be used for dental, vision care, and life and AD&D coverage. The second flex credit may also be used for any excess health plan costs not covered by the first flex credit.

The amount of your flex credit is in accordance with negotiated contracts and is based on Board action.

If the cost of your benefits exceeds your flex credits, you will have to pay the excess through payroll deductions. Make sure you look at your coverage and election options and choose the plan that best fits your family and personal needs.


Program Overview
	Eligibility
	Dependent Coverage
	Enrollment
	Flex Credits

Disclaimer: Colonial Benefits Online provides only an overview of your benefits from Colonial School District and The State of Delaware. Colonial School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.