Colonial Benefits -- Program Overview

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About Your Benefits
	Program Overview
Your State Benefits
	Medical/Prescription Drugs
	Life Lines
	State Group Life Insurance
	Flexible Spending Accounts
	Employee Assistance Program
	Wellness
	Disability Insurance
Your School District Benefits
	Dental
	Vision Care
	Life and AD&D Insurance
	What Happens When...?
	Other Important Information

Program Overview
Your Benefits At-A-Glance

Choosing your benefits is an important, personal decision. Using them correctly is equally important. We've designed this Web site to provide you with general explanations of the benefits available to you and your family from The School District and The State of Delaware.

Your State of Delaware Benefits
The State of Delaware provides you with the opportunity to elect medical coverage (including Express Scripts) and enroll in health care and dependent care flexible spending accounts. You may also apply for coverage in the Group Life Insurance Program, or increase or decrease your multiple coverage at any time. You may also enroll in the Blood Bank program.

Your School District Benefits
Please review the following chart, which lists the plans offered by the The School District and the vendors that provide these benefits:

Plan	Carrier
Dental - Plans A and B	Cigna
Vision Care Coverage	VBA
Life and AD&D Insurance	Prudential


Program Overview
	Eligibility
	Dependent Coverage
	Enrollment
	Flex Credits

Summary Plan Description
	Summary Plan Description

Disclaimer: Colonial Benefits Online provides only an overview of your benefits from Colonial School District and The State of Delaware. Colonial School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.