Colonial Benefits -- What Happens When...?

Home | Site Map | Forms | Provider Info | Contact Us

About Your Benefits
	Program Overview
Your State Benefits
	Medical/Prescription Drugs
	Life Lines
	State Group Life Insurance
	Flexible Spending Accounts
	Employee Assistance Program
	Wellness
	Disability Insurance
Your School District Benefits
	Dental
	Vision Care
	Life and AD&D Insurance
	What Happens When...?
	Other Important Information

What Happens When...?
You Become Disabled

The chart below illustrates what happens to your benefits when you become disabled:

Plan	What You Need To Do
Dental	You can continue coverage for up to18 months by paying the full cost plus 2%.
Vision Care	You can continue coverage for up to18 months by paying the full cost plus 2%.
Life and Accidental Death & Dismemberment	Your life insurance coverage may continue at no cost to you after you have been disabled for nine months, provided you are under age 70. AD&D coverage is discontinued.


What Happens When...?
	You Are Hired
	You Get Married or Have/Adopt a Child
	You Become Disabled
	You Die While Employed
	You End Employment or Retire

Disclaimer: Colonial Benefits Online provides only an overview of your benefits from Colonial School District and The State of Delaware. Colonial School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.