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	What Happens When...?

Continued Coverage for Dependents

Your covered spouse and dependents may purchase continued coverage under the School District's plans for 36 months, if they lose coverage as a result of your:

• Death,
• Divorce or legal separation,
• Entitlement to Medicare, or
• Dependent child ceasing to be a dependent as defined by the plan.

If you become entitled to Medicare while you are an active associate and you later experience a qualifying event (e.g., terminate your employment), your dependents may be eligible for continued coverage until the later of:

• 36 months from the date you first became covered by Medicare, or
• The maximum coverage period for the qualifying event (18 months in the case of termination of employment).

Separate Elections
You and your covered spouse and dependents can elect COBRA coverage independently. For example, a spouse or dependent child may elect continuation coverage even if you do not elect continuation coverage.

Newborn and Adopted Children
If you give birth or adopt a child while you are on COBRA continuation coverage, you may enroll your new child for COBRA coverage immediately. Your newborn or adopted child will be a "qualified beneficiary." This means that the child will have independent election rights and multiple qualifying event rights. See Multiple Qualifying Events.

Important Legal Information:
Appoquinimink Benefits Online provides only an overview of your benefits from Appoquinimink School District and The State of Delaware. Appoquinimink School District and The State of Delaware reserve the right to amend or to terminate any benefit plan at any time, with or without notice. Review more important legal information about your benefits plans.

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