COBRA Eligibility
You and your covered spouse and dependents (referred to as "qualified
beneficiaries" under COBRA) may purchase continued coverage for
up to 18 months if you lose coverage under the plan due to:
- Termination of your employment (for reasons other than gross misconduct),
or
- A reduction of your work hours.
Preexisting Condition Limitation
Once you have elected COBRA, if you or your covered spouse or dependent
become covered under another group plan and are affected by a preexisting
condition limitation under that plan, COBRA coverage may continue until
you have satisfied the preexisting condition limitations under your
new plan (at which point your COBRA coverage may be terminated).
In Case of Disability
You and your covered spouse and dependents may be eligible for a total
of 29 months of continued coverage if you or a covered family member
is determined by the Social Security Administration to be disabled
(for Social Security disability purposes) at the time of your termination
of employment or within 60 days of the qualifying event. This 11-month
extension is available to all family members who are qualified beneficiaries
due to termination or reduction in hours of employment, including those
who are not disabled. You must notify the School District in writing
that you or a covered family member is disabled within the initial
18-month coverage period and within 60 days of Social Security's disability
determination. Your verbal notice is not binding until confirmed in
writing and until a copy of the determination from the Social Security
Administration is provided.
If during continued coverage, the Social Security Administration determines
that you or the family member is no longer disabled, you or your family
member must inform the School District of this redetermination within
30 days of the date it is made. If another qualifying event occurs within
the 29-month continuation period, then the maximum continued coverage
period is 36 months after the termination of employment or reduction
in hours.
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Administrative
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